Generally, wire and ACH credit transfers can be made through your bank’s online banking platform or by contacting your bank directly. Though every online banking platform is different, there should be a “Payments” or “Transfers” section where you can send money to another bank account. Please note that your payment will be made to a company, not an individual; additionally, you should not be making your payment via “Bill Pay.”
You, the payer, will not need to provide your own banking information to Flywire in order to make a wire or an ACH credit transfer. Instead, Flywire provides you with our account information so that you can have your bank send money to that bank account.
When making a wire or ACH credit transfer, you will likely need to input only the following information about the account you are making a payment to:
- Account number
- ABA/routing number
- Beneficiary name (name of the recipient)
You can find this information in the payment instructions Flywire provides when you create a payment request. Flywire’s payment instructions will also include information that your bank likely will not need; this information is for payers making international bank transfers from bank accounts outside of the U.S. If your bank does not ask for information that you see on the Flywire payment instructions, then you do not need to worry about providing that information to your bank.